When you make qualifying purchases with your Apple Card, either the digital card in Apple Wallet or the physical card from your physical wallet, you earn Apple Cash back on our purchases.
I only use my Apple Card for Apple purchases and earn 3% cash back on all the Apple goods and services that I buy. The cash back goes to my Apple Cash card. I use it when I want to buy a new accessory, like my recent purchase of AirPods Pro.
But, you can also use your Apple Cash to pay your Apple Card balance just like you would use your bank’s ATM card.
To use Apple Cash to pay your Apple Card balance:
Step 1: Open Apple Wallet on your iPhone and tap on your Apple Card.
Step 2: Tap the Pay or Pay More button.
Step 3: Choose an amount to pay and tap the Pay Now button.
Step 4: On the Face ID authorization screen tap the > icon to the right of your default payment option.
Step 5: Toggle on Apple Cash card.
Step 6: Confirm your Apple Card card is now the selected payment option.
Step 7: Use Face ID to complete your payment.
For more detailed instructions, and to see the other payment options that are available to Apple Card holders, see Apple’s How to make Apple Card payments Kbase article.